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Business PlanningFree Tool · 2 min
Contractor Business Grader
5 questions. Get an A–F grade on your contractor financial operations — and a prioritized list of exactly what to fix.
How It Works
1
Answer 5 questions about your current business systems
2
Get an A–F grade on your contractor financial operations
3
See exactly what to fix — with resources for each gap
1
Do you track profit and loss per job (not just company-wide)?
2
How do you capture business receipts and expenses?
3
Do you know your average profit margin per job type?
4
How do you track business mileage for tax deductions?
5
How do you invoice clients and collect payment?
What This Quiz Measures
This grader evaluates the five financial systems that most directly impact contractor profitability: job cost visibility, expense capture, margin tracking, mileage deductions, and invoicing speed. Research shows that contractors who score well on these dimensions earn 23–40% more per hour worked than those who don't.
Industry Benchmarks by Grade
A (85-100)Top 10% of contractors — fully automated systems, real-time job visibility, maximum deductions captured
B (70-84)Top 25% — good systems with minor gaps. Usually missing one or two automation opportunities.
C (50-69)Typical contractor — some tracking but significant manual work and missed deductions.
D (30-49)Below average — reactive rather than proactive financial management.
F (0-29)No financial visibility — running entirely on gut feel and bank balance.
Ready to Hit an A?
Hardhat Ledger addresses every question in this grader — job costing, receipt scanning, mileage tracking, and invoicing in one app.
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