← All Tools
Business PlanningFree Tool · 2 min

Contractor Business Grader

5 questions. Get an A–F grade on your contractor financial operations — and a prioritized list of exactly what to fix.

How It Works

1

Answer 5 questions about your current business systems

2

Get an A–F grade on your contractor financial operations

3

See exactly what to fix — with resources for each gap

1

Do you track profit and loss per job (not just company-wide)?

2

How do you capture business receipts and expenses?

3

Do you know your average profit margin per job type?

4

How do you track business mileage for tax deductions?

5

How do you invoice clients and collect payment?

What This Quiz Measures

This grader evaluates the five financial systems that most directly impact contractor profitability: job cost visibility, expense capture, margin tracking, mileage deductions, and invoicing speed. Research shows that contractors who score well on these dimensions earn 23–40% more per hour worked than those who don't.

Industry Benchmarks by Grade

A (85-100)Top 10% of contractors — fully automated systems, real-time job visibility, maximum deductions captured
B (70-84)Top 25% — good systems with minor gaps. Usually missing one or two automation opportunities.
C (50-69)Typical contractor — some tracking but significant manual work and missed deductions.
D (30-49)Below average — reactive rather than proactive financial management.
F (0-29)No financial visibility — running entirely on gut feel and bank balance.

Ready to Hit an A?

Hardhat Ledger addresses every question in this grader — job costing, receipt scanning, mileage tracking, and invoicing in one app.

Start Free — No Credit Card